Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: ELNY Liquidation News and Commentary
ELNY Liquidation News and Commentary follows the the February 6, 2013 decision of the New York Appellate Division, Second Department issued a decision on February 6, 2013, that effectively affirmed Justice John Galasso’s April 16, 2012 order placing ELNY in liquidation and approving the ELNY Restructuring Agreement.
In the Matter of Executive Life Insurance Company of New York. Superintendent of Financial Services, formerly known as Superintendent of Insurance of State of New York, petitioner-respondent; Jennifer Aracil Appling, et al., appellants; National Organization of Life and Health Insurance Guaranty Associations, etc., nonparty-respondent.
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by John Darer Thursday is the Ides of March and with it comes the Executive Life of New York Liquidation hearings at the New York State Supreme Court Nassau County in Mineola . This seems to be lost on a structured settlement industry colleague whose continued posting of the following false information is in…
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If you are a resident of the State of New York or enter into your contract of life insurance, disability insurance, long term care, or annuities in the state, the assessment and diversification of risk with insurance contracts is now more important than ever before.
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While the Appeal is pending it is this author’s understanding that payees will continue to be paid in full. The impact on the ELNY estate and other shortfall and non-shortfall annuity payees from the Appeal delay is unknown at this time.
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Is it reasonable,to assume that the State of New York, the State of California or any other state will guarantee any “fakockta” insurance company, for an unlimited amount? ELNY annuitants are seeing the benefit and the draw back of that limit now.
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ELNY victims’ attorney Edward Stone emphasizes in another tweet “Do your homework. Don’t put all of your eggs in one basket. Diversify holdings across carriers. Be mindful of cap limits
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The structured settlement itself was not the problem, ELNY the insurance company was. If a plaintiff did not do a structured settlement, placing the cash portion of a settlement in a single bank and that bank failed, just as hundreds did during the recent 2008-2009 financial crisis, and 1,500+ did from 1990-1993 during the savings…
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“For whatever reason the most volatile, long-tailed book of ELNY business [single premium immediate annuities (SPIAs) including all structured settlements] was left in ELNY together with its weakest assets.” wrote Peter Bick
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John Darer of 4structures.com, LLC, a Stamford CT structured settlement and settlement planning firm, who consukts with clients across the country, has compiled a very helpful list of customer services numbers for current and former structured settlement annuity companies for your convenience.
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The National Structured Settlements Trade Association has been assisting JAMS, the administrator of the ELNY Hardship Fund, as it has developed an application process and eligibility criteria, seeking to assure that the $100 million available for distribution provides as much protection as possible for those ELNY annuity payees who most need it. As part of…
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It’s NOT simply buying a structured annuity and transferring the ownership of the annuity. The Court’s memorandum expressly states “purchased”. Neither the Defendants nor their Insurers purchase the structured settlement annuity where there is a qualified assignment. The Assignee does.