Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Dissipation Risk
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Budgeting might not be exciting, but the consequences of not budgeting can be serious. As the saying goes, “people don’t plan to fail, they fail to plan.” This wisdom holds true whether you have a structured settlement or have been a tort victim and are executing on your settlement plan.
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Without a backstop on a baseball field wayward 90 plus mile per hour fastballs and foul tips would keep on going and going or they might hurt someone. Without a backstop potential "wild pitches" such as medical expense spikes, wayward spending, less than expected investment results and better than expected longevity, have the potential to…
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“Cash now” isn’t always the best thing. If Bonilla felt compelled to sell then why did he have to sell all of his payment rights? There’s nothing wrong with delayed gratification in this type of situation. As Bonilla has learned the hard way, instant gratification often comes at a very very high cost.
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Upon information and belief less than 10% of structured settlement annuitants sell their structured settlement payment rights, but those that do may engage in multiple transactions, sometimes as many as 5-6 in a very short period of time. As a result some are left destitute.
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A good warning to those with personal injury settlements about volatility of investment markets.
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A proponent of QSFs say that “by increasing the frequency of structuring, and the accurate matching of future payments to future needs, the use of QSFs will prevent premature dissipation (and the need to factor) in many cases”.
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The viral discourse over a law student’s draft paper continues. Talk about “wasteful dissipation” of irreplaceable time.