Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: discount rate
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Even on the negatives, the article runs short, failing to address the most significant aspect of the market- the lack of regulatory oversight and lack of licensing requirement in the structured settlement secondary market.
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The highest possible yields may have been acquired “by any means necessary”, even if it ultimately means hosing the annuitant with a high discount rate. A judge may reject the transaction and they sometimes do. What is reasonable in the average, and the best deal may be entirely different things.
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After doing a half decent job of explaining what factoring is in general, Lance Winslow presents an unrealistic explanation of the impact that factoring has on a structured settlement annuitant’s long term financial security.
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The NSSTA could very easily have chosen to correct the Judge’s statement, but chose not to. It would still have made a powerful statement. Peachtree is known for high discount rates. Why?