Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Current Affairs

  • The GPS For Fiscal Cancer

    As government entitlements become less certain there will be a need for more certainty…the kind of certainty that structured settlements can provide, that we offer. Structured settlement annuities offer certainty, deferred income annuities offer certainty, structured attorney fee annuities offer certainty, structured sales and employment stuctured settlements offer certainty.

  • SEC “Financial Planning Rule” Overturned

    On March 30, 2007 the District of Columbia Court of Appeals ruled that the SEC exceeded its authority in adopting Rule 202(a)(11), commonly known as the "SEC Financial Planning Rule" which granted a disclosure exemption to brokers who provide investment advice that is incidental to their business but who are still paid a special fee…

  • Black Horse and The Peachy Tree

    Professor Goldman’s analysis says that this case stands for two clear legal propositions: If keyword-triggered ad copy doesn’t display the plaintiff’s trademarks, plaintiff loses. If search results don’t display the plaintiff’s trademarks even though the trademarks were included in the keyword meta tags, plaintiff loses