Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Consumer Price Index

  • Structured Settlement “COLA” | Structured Settlement Inflation

    Structured Settlement “COLA” | Structured Settlement Inflation

    Adding a “COLA” to your structured settlement means sacrificing soime structured settlement payments today with an eye to ultimately have more payments in the future. What some structured settlement consultants refer to as a COLA is really a fixed, such as 2%, 3%, or more, or linked to an index,

  • The Stray Cash Strut as CPI Hits 3.77%

    With the Consumer Price Index hitting 3.77% in August 2011 and 1 year "High Yield" CDs* ranging between taxable rates of  0.45% and 1.15% does it REALLY make sense to cash in your income tax free structured settlement payment rights? As you prance around with your "stray cash", consider possible theme music as you bust a move (or move…