Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Chattanooga Structured Settlements
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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Structured Wealth Strategies “intricate tapestry” presentation is fundamentally inaccurate and should not be relied upon by an investor considering buying an investment in structured settlement receivables. A “stitch in time” from the Structured Watchdog in response.
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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The Tennessee House and Senate bills excludes from coverage under the Act a person who acquires rights to receive payments through a structured settlement factoring transaction, as defined in federal law, regardless of whether the transaction occurred before or after the federal law took effect.
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A structured settlement is a financial arrangement where a claimant receives part of their compensation as periodic payments instead of a lump sum, often following a personal injury or wrongful death claim. Governed by specific IRS regulations, these settlements can be funded through life insurance companies or government obligations and offer tax benefits.
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A structured settlement resolving a legal dispute involving damages for personal physical injury or sickness, as specified under IRC 104(a)(2), using a qualified funding asset defined in IRC 130(d), such as a structured settlement annuity generates income tax free periodic payments to the plaintiff