Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Charleston Structured Settlements
Charleston Structured Settlements features commentary by structured settlement expert John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interestto injured persons, guardians, consumers, lawyers, businesses in Charleston SC with personal injury, wrongful death, product liability, intellectual property or employment claims
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Younger adults are increasingly favoring risk-managed products like structured settlements for financial stability and predictable income due to past market trauma and unique care responsibilities. This shift presents opportunities for attorneys to protect clients and reduce liability while meeting the evolving needs of younger claimants amid volatile economic conditions.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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“This is a much needed step to ensure that our most vulnerable South Carolinians are no longer preyed upon by unscrupulous flim-flam artists,” South Carolina governor Henry McMaster said upon signing the upgraded structured settlement protection bill into law on May 16, 2023.
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Sellers explain why they regret those decisions years later. One said selling his stuctured settlement was “the biggest regret of his life”. tt’s unwise to proceed without independent professional advice, even if its not mandatory in your state
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SC Structured Settlement Protection Act | Following a multipart expose of structured settlement annuitants being exploited by structured settlement factoring companies a bill has been introduced in the South Carolina Senate seeking to amend Section 15-50-25 of the South Carolina Code of Laws
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Requiring structured settlement transfer petitions to be heard in the same court where the Structured Settlement was established makes sense as does mandating Independent Professional Advice and/or Neutral Guardians in South Carolina, and should not be limited to attorneys checking a box..
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All (structured settlement factoring) matters related to S.C. Code Ann. § 15-50-40 (2005) shall not be referred to Masters-In-Equity or special referees until further order of Chief Justice. Pending orders referring these matters to Masters-In-Equity or special referees are hereby vacated.
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Grace was preyed on by factoring gluttons. The 1st factoring deal was August 1 2018, the 2nd on August 8, 2018, the 3rd on September 18, 2018, the 17thl in November 2021! 3 deals in 5 weeks and 17 structured settlement factoring transactions for someone with a 1st percentile IQ over 3 years.