Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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Category: California Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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“Secondary Market Annuity” is a false flag used in the secondary and tertiary market to appropriate the imprimatur of annuities to market an investment that’ isn’t an annuity to advisors (including certain settlement planners) who then market the instrument to investors, including injury victims..
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The Stockton situation illustrates how placing a substantial percentage of your settlement into a home is not always a good idea. Setting aside the cost of maintaining the home and taxes, let’s look at what might have happened to a Stockton, California plaintiff who bought a home at the median price.
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.
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Medicare Set Aside arrangements are intended to not only protect Medicare’s interest, a requirement of the Medicare Secondary Payer Act (MSP), but to also protect the settling injured worker (or plaintiff if Liability MSA) from the loss of Medicare benefits.