Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Binghamton Structured Settllements
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A structured settlement lock-in (or lock in) means that the structured settlement annuity issuer will guarantee the cost of a structured settlement, including the specific payment stream in exchange for the “quid pro quo” of a commitment to accept or purchase.
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New York City’s 2026 amendment to the Gender-Motivated Violence Act introduces an 18-month revival window for survivors to pursue civil claims previously dismissed due to outdated statutes. This amendment allows claims regardless of timing and expands institution liability, providing a renewed path to justice and support for survivors through structured settlements.
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4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
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The post discusses challenges faced by the Affordable Care Act (ACA) in settlement negotiations, particularly regarding rising insurance premiums and insurer participation. It highlights a 2024 court case where defendants argued for collateral source hearings based on ACA eligibility. The ongoing political climate raises concerns about the future stability of ACA subsidies and insurance costs.
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Is an Unassigned Structured Settlement a Spineless Jellyfish? Hardly! Uncle Sam does them.
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When it comes to structured settlement documents, leave your cookie cutter in your kitchen and the scissors and glue in the arts and crafts box. “It’s the way we’ve always done it” doesn’t mean “it has always been done” correctly.
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In December 2006, a legal opinion raised doubts about the ability of assignment companies to restructure periodic payments, leading many insurers to withdraw from commutation programs, favoring factoring companies. However, a 2009 IRS ruling clarified that assignment companies could restructure obligations without tax implications, allowing insurers to resume commutation offerings.