Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Bergen County Structured Settlements
Bergen County Structured Settlements information and commentary from structured settlement expert John Darer CLU ChFC MSSC CeFT RSP CLTC that may be of interest to Bergen County NJ personal injury lawyers and residents of Hackensack, Teaneck, Fort lee, Fair Lawn, Garfield, Englewood, Lodi, Paramus, in New Jersey with personal injury, medical malpractice. wrongful death claims or employment claims
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Payout Plus is a new structured settlements annuity option from Pacific Life that enhances financial stability and growth opportunities for claimants. By offering indexed-based payments, it provides a guaranteed minimum with potential fluctuations, catering to those receiving personal injury or workers’ compensation settlements, while promoting financial resilience and flexibility.
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4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
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The blog addresses structured settlements, designed to provide long-term financial security through regular payments instead of a lump sum after lawsuits or claims. Aimed at teens and young adults, it highlights the importance of understanding these settlements, avoiding scams, and considering alternatives to selling them for immediate cash.
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The settlement is “in lieu” of plaintiff’s human capital lost in the 1981 plane crash. The Yerkes settlement is intended to be a 1-to-1 replacement of damages awarded to Plaintiff in his original suit alleging physical injury, staying faithful to the principle of “human capital” rationale that emanates from Section 104(a)(2) as instructed by the Supreme…
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A law firm in Fort Lee, New Jersey, questions the drawbacks of structured settlements but provides insufficient responses. The critiques regarding taxes and economic changes are addressed, emphasizing the stability and tax benefits of structured settlements. It also suggests attorneys collaborate with settlement planners for better outcomes and informed decisions.
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Judge Nelson C. Johnson’s gave a masterclass in how judges should be evaluating “best interest” in structured settlement transfers, in his decision in the matter of In re Keena, No. L-1004-15, 2015 BL 315298 (N.J. Super. Ct. Law Div. June 18, 2015) [2015 BL 315298
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A New Jersey Appellate Court has concluded that an heir’s loss of a prospective inheritance resulting from the imposition of increased estate taxes- incurred due to the premature death of a decedent —— is recoverable in a wrongful death action.
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The State of New Jersey has taken the position that money in a qualified settlement fund is an available source of income and resources for New Jersey Medicaid beneficiaries.
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Franklin Mutual Insurance Company had agreed only to pay its policy limits in “cash” in the amount of $300,000.00. Franklin Mutual had only been willing to offer a structured settlement if the plaintiff agreed to accept its as part of a lower priced offer of $250,000.00.
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Are Treasury Funded Structured Settlements tax-free? It depends on their purpose. Treasury Funded Structured Settlements can be utilized to pay both qualified and non-qualified settlements. Damages for both taxable and non-taxable settlements can be funded using United States Treasury obligations.