Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Recent Posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: bank failures

  • 2009 Repression Scorecard -2

    by John D. Darer CLU ChFC CSSC RSP The FDIC shut down of $25B 346 branch Colonial BancGroup, Inc. on Friday along with another bank brings the total bank failures in 2009 to 74. Colonial Branches will reopen as branches of BB&T with a total cost to FDIC of $2.8B. During the same time period no…

  • Structured Annuity Companies v Banks , The “Repression” Scoreboard

    Structured settlement annuityisssuing life insuranace companies are crushing banks during the “Great Repression”of 2008-2009. For the purpose of the scoreboard, “failure” is defined as banks shut down by the FDIC, or structured annuity insurers taken over by state insurance departments.

  • Electronic Deposit Insurance Estimator Is Useful Tool for Bank Depositors

    EDIE the Estimator, is an FDIC online service that can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts. EDIE lets you know in a printable report for each bank whether your deposits are within or exceed coverage limits so that you can plan accordingly.

  • 1,000 Banks to Fail in Next 2 Years, FDIC Fund Down 20% in Q2 2009

    On a day when AIG stock jumped 30% this sobering news came out of the banking sector: "With bank failures rising, the FDIC fund fell 20 percent to $10.4 billion in the second quarter as U.S. banks lost $3.7 billion". -Associated Press report See Interview with FDIC Chairperson Sheila Bair: http://plus.cnbc.com/rssvideosearch/action/player/id/1228675704/code/cnbcplayershare Then came this :1,000…