Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Bakersfield Structured Settlements
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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Payout Plus is a new structured settlements annuity option from Pacific Life that enhances financial stability and growth opportunities for claimants. By offering indexed-based payments, it provides a guaranteed minimum with potential fluctuations, catering to those receiving personal injury or workers’ compensation settlements, while promoting financial resilience and flexibility.
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Pre-funding a structured settlement can expedite the closing process and safeguard favorable rates in fluctuating interest environments, benefiting all parties involved. Insurance companies often issue pre-fund refund letters, minimizing risks for defendants. This approach is particularly useful in complex court systems like New York, ensuring timely funding of settlements.
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Once the structured settlement annuity was in place, SABSCO turns around and preys upon Symetra Life annuitants: SABSCO lures them into selling future periodic payments for a highly discounted lump sum without disclosing and actually concealing Defendants’ profit motive and fatal conflict of interest.
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Insurance agents, including structured settlement brokers, are prohibited from using the existence of a state Life & Health Insurance Guarantee Association to promote, solicit, or induce the purchase of any insurance product covered under the California Life & Health Insurance Guarantee Association Act.