Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Attorney Financial Planning
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What is present value and how does present value relate to a structured settlement? What are the applications for time value of money calculations in the structured settlement and settlement planning arena.
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On the other hand the seminal case for structured attorney fees is the completely unrelated Childs v Commissioner
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Systematic structuring of attorney fees through laddering annuities and other attorney fee deferral solutions can smooth out highs and lows of interest rates, and payouts.
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Investors aren’t actually buying an annuity. There’s no control over the underlying asset. Receivables have a higher risk profile than annuities and may only represent a fraction of the payment rights. A 3rd party servicing agreement in place, meaning investors mustto deal with a separate servicing company rather than the original annuity issuer.
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Principle and Principal sound the same but have distinctly different meanings. What’s the difference between principle and principal? Did you know that you could be principled but have no principal? You could be an unprincipled principle.
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Today's financial literacy lesson concerns structured attorney fees, specifically where one of my industry colleagues flubs his lines when describing why to do them. He says "For married couples who file their taxes jointly under the present law, the highest marginal tax bracket surpasses 30 percent. A lawyer, who would have under normal circumstances earned a…
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Attorneys can stabilize cash flow and build up a sizable retirement income portfolio by layering multiple structured attorney fee annuity contracts. Even a small structured attorney fee annuity now can make a difference down the road.
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Successful personal injury attorneys should consider that now, potentially faced with the proposed NY surcharge, structuring attorney fees may be the better alternative.
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Encourages the use of annuities in IRAs and qualified plans by excluding a portion of IRA and qualified plan annuity proceeds from retirement income. Encourages retirees to receive some of their retirement savings in the form of guaranteed lifetime annuity payments.
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by John Darer CLU ChFC CSSC RSP The S&P Case-Shiller index of home values has fallen to where it was in 2002. Current national savings rate 5.7%, highest since February 1995. Nearly 6% of fixed-rate mortgages to borrowers with good credit were in the foreclosure process according to the Mortgage Bankers Association and 12% of…