Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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about
Category: Atlantic City Structured Settlements
Atlantic Cty Structured Settlements is a collection of blogs, articles, and commentary on structured settlements by structured settlement expert John Darer CLU, ChFC, MSSC, CeFT, RSP, CLTC. The content is designed for personal injury lawyers practicing in or serving Atlantic County, as well as residents of Atlantic City whoa re involved in lawsuits for personal injury, wrongful death, or medical malpractice, intellectual property, employmnet or other types of cliams or litigation and who are seeking settlement planning advice and information.
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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New Jersey Law Firm’s serves up today’s Special of the Day, Braised “Leg of Lame” in bottling settlements, awards, structured settlements. Structured Settlement Watchdog John Darer reviews and picks up the pieces for consumers seeking accurate information about structured settlements.
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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New Jersey P.L. 2022, CHAPTER 98, effective August 12, 2022, AN ACT concerning the “New Jersey Life and Health Insurance Guaranty Association Act” and amending P.L.1991, c.208 has SERIOUS implications for NJ investors in structured settlement payment rights.
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A law firm in Fort Lee, New Jersey, questions the drawbacks of structured settlements but provides insufficient responses. The critiques regarding taxes and economic changes are addressed, emphasizing the stability and tax benefits of structured settlements. It also suggests attorneys collaborate with settlement planners for better outcomes and informed decisions.
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Judge Nelson C. Johnson’s gave a masterclass in how judges should be evaluating “best interest” in structured settlement transfers, in his decision in the matter of In re Keena, No. L-1004-15, 2015 BL 315298 (N.J. Super. Ct. Law Div. June 18, 2015) [2015 BL 315298
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Franklin Mutual Insurance Company had agreed only to pay its policy limits in “cash” in the amount of $300,000.00. Franklin Mutual had only been willing to offer a structured settlement if the plaintiff agreed to accept its as part of a lower priced offer of $250,000.00.
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John Darer discusses the concept of settlements, emphasizing that they are negotiated compromises rather than victories. He clarifies that settlement agreements explicitly state they do not imply liability. Additionally, he critiques misleading advertisements that suggest one can “win” or be “awarded” a settlement, reinforcing the importance of accurate terminology.

