Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- “From ‘Bridge to Bitcoin’ to $337M Daily Losses: Less Than a Year Apart.”
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
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Category: Atlantic City Structured Settlements
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MetLife has launched the Non-Qualified Assignment Flex Agreement (NQA-FA), providing enhanced payment flexibility not restricted by IRC 72(u). This product supports deferred payments, lump sums, and annual increases, allowing for customization. It serves as a settlement tool for non-physical injury claims, offering reliability and strong repayment features.
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4structures.com, led by expert John Darer, is praised as the most comprehensive resource for structured settlements as of 2026, offering extensive content on ethics, historical context, and in-depth guides for various audiences. Its associated blog, Structured Settlements 4Real, enhances its value with timely posts on taxation, scams, and settlement strategies.
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Is an Unassigned Structured Settlement a Spineless Jellyfish? Hardly! Uncle Sam does them.
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New Jersey Law Firm’s serves up today’s Special of the Day, Braised “Leg of Lame” in bottling settlements, awards, structured settlements. Structured Settlement Watchdog John Darer reviews and picks up the pieces for consumers seeking accurate information about structured settlements.
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New Jersey P.L. 2022, CHAPTER 98, effective August 12, 2022, AN ACT concerning the “New Jersey Life and Health Insurance Guaranty Association Act” and amending P.L.1991, c.208 has SERIOUS implications for NJ investors in structured settlement payment rights.
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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A law firm in Fort Lee, New Jersey, questions the drawbacks of structured settlements but provides insufficient responses. The critiques regarding taxes and economic changes are addressed, emphasizing the stability and tax benefits of structured settlements. It also suggests attorneys collaborate with settlement planners for better outcomes and informed decisions.
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Judge Nelson C. Johnson’s gave a masterclass in how judges should be evaluating “best interest” in structured settlement transfers, in his decision in the matter of In re Keena, No. L-1004-15, 2015 BL 315298 (N.J. Super. Ct. Law Div. June 18, 2015) [2015 BL 315298
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Franklin Mutual Insurance Company had agreed only to pay its policy limits in “cash” in the amount of $300,000.00. Franklin Mutual had only been willing to offer a structured settlement if the plaintiff agreed to accept its as part of a lower priced offer of $250,000.00.
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John Darer discusses the concept of settlements, emphasizing that they are negotiated compromises rather than victories. He clarifies that settlement agreements explicitly state they do not imply liability. Additionally, he critiques misleading advertisements that suggest one can “win” or be “awarded” a settlement, reinforcing the importance of accurate terminology.