Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
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Category: Arizona Settlement Planning
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The article discusses the dangers of hidden credit entanglements that can harm individuals, particularly injury victims and settlement payees. Co-signing occurs informally through arrangements like shared phone plans and utility accounts, leading to significant credit damage. This vulnerability is exploited by predatory actors, creating a cycle of financial distress and manipulation.
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The NAIC’s Task Force, in November 2021, urged states to reevaluate their laws regarding receivership and guaranty funds, identifying critical issues affecting structured settlement investors. The 2017 revisions to the Life and Health Insurance Guaranty Association Model Act exclude protections for structured settlement investors, emphasizing the need for heightened diligence in acquiring structured settlement payment…
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A deep dive into just how settlement planners have marketed other people’s structured settlement payments as investments, to trial lawyers, their injured clients, conservators, trustees and the Courts has revealed some pretty scary stuff that should give judges, fiduciaries and lawyers pause.
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While a believer in comprehensive settlement planning, I think that my settlement industry colleagues must be mindful of pushing a figurative “casino buffet” when all someone wants or needs is a 2lb New York slice. Be mindful that when someone is in transition the overwhelm wire can be tripped easily.
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Does The Timing of the Inducement Govern the Legality of The Rebate? Does the Payment of the Costs of a Qualified Settlement Fund then Put a Settlement Planner in a Conflict Situation on Product recommendations where he/she/it could run afoul of Anti-Rebating laws?
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The American College has enhanced the Chartered Financial Consultant® (ChFC®) designation, now requiring nine college-level courses starting October 1, 2009. This includes elements of the CFP certification and specialized electives. Established in 1982, the ChFC® signifies a high standard of knowledge in financial planning, distinct from the CFP credential.
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Settlement Professionals Inc. “pays all the costs of a QSF” says a statement made by plaintiffs in court documents in an Arizona case that involves the sale of an insurance product from American National Insurance Company. Does this violate Arizona law?