Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Access Funding/ Reliance Funding Commentary
Access Funding/Reliance Funding Commentary features General commentary, analysis, and documentation related to Access Funding and its successor Reliance Funding, including their business practices, regulatory scrutiny, litigation history, and role within the structured settlement factoring ecosystem.
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At no time in 2015 were MetLife, Allstate, AIG, Prudential, Pacific, Hartford, Symetra, Transamerica, Liberty, Monumental, Genworth rated AAA. Access Funding’s statement about Genworth was a clown show. In 2015, Fitch affirmed a BBB rating on Genworth with an Outlook of Negative
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Reliance Funding LLC appears to be the reincarnation of Access Funding LLC. What do you do when the Maryland Attorney General and Washington Post allegations that you have victimized Baltimore lead paint structured settlement recipients and you’re facing a storm of litigation?
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The Consumer Financial Protection Bureau (CFPB) sued Access Funding, LLC, alleging it exploited financially vulnerable Baltimore City black lead paint victims. The CFPB claimed Access Funding encouraged consumers to seek biased advice from attorney Charles E. Smith, furthering deceptive and abusive practices contrary to consumer protection laws. ConsumerAffairs continued to endorse the company despite controversies.